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Home buyers assume that a 15 or 30 year fixed rate is not supposed to change, right? But what about if a lender transfers their mortgage to a different bank? How and why does this happen? Why do the property taxes change after closing? Why does...
Home buyers assume that a 15 or 30 year fixed rate is not supposed to change, right? But what about if a lender transfers their mortgage to a different bank? How and why does this happen? Why do the property taxes change after closing? Why does an escrow amount in a mortgage get altered and increase payments?
We talk with Jeff Goddard, Jasmine Mortgage Team’s Branch Manager, to see if there is anything a home buyer can do to avoid post-closing changes to their mortgages and find out if these are legitimate worries or not. And what can be done to prevent them. Watch live or later on https://linktr.ee/thehouseofac.
Topics:
- What happens to my mortgage after closing?
- Introducing Jeff Goddard
- Why Your Mortgage Got Sold
- Note Investing Explained
- Why your fixed Mortgage Went Up
- What is Recasting?
- Explaining Fannie Mae and Freddie Mac & Mortgage Fraud
- Should I buy now or wait for rates to go down?
- Closing Thoughts and Advice from Jeff
The House of AC is proudly sponsored by Jasmine Mortgage Team
Also, check out Alan's book, House FIRE, to blow your mind on how real estate investing FIRE method ('financial independence, retire early') can change your life.
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