In today's challenging housing market, many homeowners are finding themselves in a difficult position—falling behind on mortgage payments and entering forbearance. But what happens when the forbearance period ends, and they can't qualify for a loan modification? With banks foreclosing on properties that hold substantial equity, homeowners are left with…

In this episode of Real Loan Talk, we dive into the world of first-time homebuyer programs with our special guest, Christine Foreman, a seasoned Home Loan Officer with over 25 years of experience. Christine is part of the team at SJ Morgan Private Lending Exchange, where she excels in guiding…

In this episode, we are thrilled to welcome Deonna Price, a distinguished Realtor with over 20 years of experience and certified Senior Real Estate Expert. Deonna has dedicated her career to helping seniors and their families navigate the complexities of the housing market, ensuring they find the perfect living arrangements…

In this episode of "Real Loan Talk with Sonya," we chat with Joe Morgan, a seasoned private money lender and co-owner of SJ Morgan Private Lending Exchange, about the appeal of investing in private money notes. Discover why our guest prefers this investment strategy, the benefits it offers, and the…

In this episode of Real Loan Talk with Sonay, we chat with Jim Graham, a veteran private money investor, about the ins and outs of funding private money notes. Jim shares his expert insights on what he looks for when evaluating notes, including borrower credibility, property value, and loan-to-value ratios.…

📈 Welcome to Our Channel! 📈 In this video, we delve into the crucial distinctions between an individual private money investor and a private money fund. Whether you're new to private money investing or looking to diversify your investment portfolio, understanding these differences is essential. Topics Covered: What is an…

Welcome to another insightful episode with Sonya Morgan of SJ Morgan Private Lending Exchange! In this video, we dive into the versatile world of private money lending and explore its primary uses in real estate. Whether you're a first-time homebuyer, a seasoned investor, or a real estate professional, understanding the…

Ever wondered how to finance a property that's seen better days? 🏠🔧 In our latest video, we break down the best loan options for homes in poor condition. 🎥 Tune in to discover how you can turn a rundown property into a dream home or profitable investment. Don’t let a…

Curious about how private money can be a game-changer for house flippers? 🏠💰 In our latest video, we dive into the benefits of using private funds to flip homes faster and more profitably. 🎥 Watch to learn: The speed and flexibility of private money How to secure private loans for…

As a parent, you want to see your children achieve their dreams, and buying a home is one of the biggest milestones. In our latest video, we share practical tips on how you can help your children save money for their first home downpayment. Join us as we break down…

Five simple tips to help your credit score be the best that it can be. #credit #score #tips #loan #mortgage

Would you like to know how you can participate and help your mortgage loan close sooner? Here are five steps that you can take to help your loan close as soon as possible.

It is easy to qualify for a home loan. The first step is to provide three sets of documented information. Watch this video to know what documents you will need to gather to get the process started.

Think you need 20% Down to purchase a home? Think again....

Knowing what the process looks like is KEY to a successful and fun home buying experience. This video is a brief overview of the first steps of the mortgage loan process!