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While working towards Financial Independence, it helps to work in a meaningful job. I’ve often heard the refrain that “People don’t leave jobs, they leave bosses.” Having a good manager is important to job satisfaction. Pa…

We all make mistakes with money at some point or another. Most are small, and our finances can struggle to survive death by a thousand cuts. Today I’ll start sharing my biggest money mistakes. Quitting My High School Job In High School I w…

I was talking to a friend recently and had an epiphany about 529’s. A 529 is a educational investment account and contributions to it are tax deductible at the state and sometimes federal level. It a pretty powerful way to save and…

I recently learned about the many advantages of Donor Advised Funds (DAF’s) at PhysicianOnFire and FrugalWoods blog. It was a little tough to understand at first, but this is a great way to optimize your giving and your tax si…

In social media the #COW means “Crush of the Week.” For motocross fans, it means something completely different: Crash or Win. This acronym is usually attributed to one of the fastest racers that seems to have trouble keeping it rubber…

The other day I read that only about 33.6% of employees who have access to a 401k contribute to it. This statistic is just over a year old. I was shocked to see this number so low. It pains me to see that many people forgo free money (if…

I think about money a lot and am constantly scheming about ways to increase my income, my investment returns and optimize my financial life. Often I reflect on my current net worth and investment portfolio and run through various future scenarios …

This is a post I’ve had in mind since before I ever started this blog, and probably the technique most unique to me. I’ve never heard of this being done by anyone else. It isn’t widely applicable, as it requires you to be a high …

The Aggregation of Marginal Gains is one of the coolest concepts I’ve come across. It demonstrates just how powerful small 1% gains are. They are vastly underestimated when stacked and implemented one after another. I first learned abou…

“Ride my own race.” This is one of the most common sayings in motocross. Fans of the sport hear it just about every weekend. It is one of the simplest and easiest to understand, but difficult to apply. We’ve already talked about …